Healthcare financing

Medical Equipment Financing for Your Business — Med Capital

Practice owners and admins can compare financing for diagnostic, mobility, and therapy gear with one soft inquiry and no credit impact.

Soft inquiry. No borrower fees.

4.9 Excellent · 3,200+ reviews via Big Think Capital
How lenders talk
  • C-arm
  • Ultrasound
  • DME
  • Exam chairs
  • Therapy tables
  • Mobility lifts
  • Autoclave
  • PACS
  • $10K–$1M Typical request band
  • 24–72 hrs Initial lender response
  • 1 soft pull Start without hard inquiry

What business owners say

4.9 Excellent 3,200+ reviews on Trustpilot via Big Think Capital
  • This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
    Stephanie Harlan Verified
  • Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
    Josias Ramirez Verified
  • They gave me a chance when nobody else would. I'm very satisfied.
    Harold Benman Verified
From quote to funding

How medical equipment funding works

Send the equipment quote and basic business details. We match the request to lenders that know healthcare assets and practice cash flow.

1
You
Send the quote
Share the equipment list, vendor quote, and target timeline.
2
Us
We match lenders
We route the file to lenders that fit the asset and practice profile.
3
Lender
Review terms
Compare payment, term, and paperwork before you choose.
4
Lender
Fund the order
After approval, funds go to you or the vendor for purchase.

Soft inquiry first

  • Compare options without a hard credit hit.
  • See lender matches before you commit.

Payment fit

  • Monthly terms can match equipment life.
  • Lease and loan structures can differ by asset.

Vendor-ready funding

  • Direct pay can speed the order process.
  • Used or new equipment can both qualify.
Why banks say no

Why traditional lenders miss this niche

Banks often underwrite to generic business rules, not reimbursement timing, used equipment, or new-provider growth. That can slow or block otherwise solid files.

01

New practice file

Banks want long operating history, but clinics often need equipment before revenue is mature.

Specialty lenders can underwrite new practices using owner strength, quotes, and cash flow signals.
02

Used equipment buys

Generic lenders may not like resale value uncertainty on pre-owned medical assets.

Equipment-focused lenders price the deal to the asset, age, and service record instead of a blanket no.
03

Reimbursement timing

A bank may read slow payer cycles as weak business performance.

Healthcare lenders often look at collections, deposits, and seasonal volume rather than one flat ratio.
Composite approvals

Illustrative approvals we see

These composite scenarios show how healthcare equipment financing can fit different practice sizes, credit profiles, and purchase timelines.

Illustrative Texas · Equipment loan
$55K–$110K

Outpatient clinic owner

Bought an ultrasound unit and exam-table package before a new satellite opening.

Illustrative Florida · Lease
$35K–$80K

Dental practice manager

Refit two operatories with chairs, compressors, and sterilization gear.

Illustrative California · Term loan
$25K–$60K

Physical therapy owner

Added rehab tables, balance systems, and a treadmill to open a second room.

Illustrative Ohio · Vendor financing
$90K–$180K

Urgent care administrator

Financed imaging and diagnostic devices to shorten send-out delays.

How we label illustrative scenarios →

Related coverage

Compare funding for other practice buys

If you are also pricing office buildouts, lab equipment, or medical device replacements, we can route those requests too.

Clinic buyer questions

Questions clinics ask before they apply

Rates usually depend on credit, time in business, equipment age, and deal size. A 1-page inquiry can surface several lender options in 24 to 72 hours, so you can compare monthly payment before you commit.